Financial Lines Insurance for Town Planners, Surveyors and Property Managers


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Terms and Conditions of Use


This website is controlled by Perkins Slade Ltd, a limited company registered in England under registration number 969374. Our registered address is Tricorn House 51-53, Hagley Road, Birmingham, B16 8TP, United Kingdom.

These Terms and Conditions of Use govern your use of this Perkins Slade Ltd website. We strongly advise you to read the Terms and Conditions of Use as they form a contract between you and Perkins Slade Ltd for utilisation of the website.

If you do not agree with these Terms and Conditions of Use please do not use this website. By accessing the website you are deemed to have accepted these terms and conditions in full.

2.Our obligation to you

Perkins Slade Ltd will use its reasonable endeavours to maintain this website in an acceptable working condition. However, as we cannot guarantee that this will always be the case we cannot accept responsibility for any interruptions or failures in the operation of this website or for any defects that may exist, or for any costs, loss of profits, loss of data, or consequential losses arising from your use of, or inability to access or use the website. In addition Perkins Slade Ltd does not warrant that the information accessible via this web site is accurate complete or current.

Access to the website may be suspended temporarily or permanently without notice. If you encounter any problems with the service please contact


Perkins Slade Ltd or its affiliates, directors, employees or other representatives shall not be liable for any damages arising in contract, tort, negligence statutory duty for any loss of profits, revenue or good will or any type of consequential loss, indirect or special loss or damage whatever arising from or in any way connected with this website or these Terms and Conditions of Use. For the avoidance of doubt nothing in this contract shall exclude Perkins Slade Ltd's liability for death or personal injury arising from the negligence of Perkins Slade Ltd, its servants or agents or any other liability which it is prohibited from excluding by law.

The materials on this site do not constitute financial or other professional advice. Contact your Independent Financial Adviser for financial advice.

The definitive version of any Perkins Slade Ltd document is the original printed version which is available upon request from our registered office.

Perkins Slade Ltd accepts no responsibility for the content or privacy practices of any site to which a hypertext link from this site exists. The links are provided "as is" with no warranty, express or implied for the information provided within them.

4.Copyright and licence

Unless otherwise stated the copyright in all website design, text, graphics, the selection and arrangement thereof, and all software compilations, underlying source code, software [including applets] and all other material on this website belong to Perkins Slade Ltd or their content and technology providers and any other rights in all material on this site are owned by Perkins Slade Ltd.

Use of documents and related graphics on this site is for information and/or personal use only any copies of these pages saved to disk or to any other medium may only be used for subsequent viewing purposes or to print extracts for personal use.

No document or related graphics are to be modified in any way.

Graphics on this site are not to be used separately from the accompanying text.

The Perkins Slade Ltd copyright notice [i.e. © Perkins Slade Ltd] must appear in all copies.

No part of this site may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without Perkins Slade Ltd's prior written permission.

Any rights not expressly granted in these terms are reserved.


The products on this web site are for United Kingdom residents only. These terms shall be governed by and construed in accordance with English law and the parties agree to submit to the exclusive jurisdiction of the English Courts.


The court may strike out or override any part of these terms and conditions, which it considers unfair, unreasonable, invalid or unlawful [whether an entire clause or only part of one] and in such cases enforce these terms and conditions as if the offending part had never been contained in it. The paragraph headings are for information only, and do not form part of these terms and conditions.

For more information, please contact us on 0121 698 8000.


Howden is a trading name of Howden UK Group Limited, part of the Hyperion Insurance Group.

Howden UK Group Limited is authorised and regulated by the Financial Conduct Authority in respect of general insurance business.

Registered in England and Wales under company registration number 725875. Registered Office: 16 Eastcheap, London EC3M 1BD.

Calls may be monitored and recorded for quality assurance purposes.

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